I need help. I need loan but my credit is bad. ive check some loans online. i got one but they want me to pay up front fees. I asked for $5000.00 want me to pay $700.00 up front. pay back $159.00 per month , I can pay back $159.00 a month but to pay money up front money its seems to be funny to me. has anyone been ask to pay for a loan up front ? Or anyone tell how to get a real loan with bad credit? We are good people just got over heads in medcial bills and lot rent. i need real help now! if anyone knows something please feel free to e-mail at Jewellene@ comcast.net