Guest4522
Asked: earlier
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I am inshured to drive my car but i have no license what will happen if police stop me?

the car is taxed and mot inshured but i have no license and only 16 years of age
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Guest12132580
Guest12132580
4 weeks, 1 day(s) ago

They will immediatly arrest you for being an lliterate idiot who needs to learn basic common sense about life (and the English language, if it's not too distracting from your crack pipe; it's like saying "I read a medical journal detailing a surgery - what will happen if I do that surgery and get caught not being a doctor?" -- DDDDaaaaaaaaaaaaahhhhhhhhhhhh............I wonder?


Guest11782004
Guest11782004
1 month, 13 day(s) ago

it funny all u people going crazy like tht maybe hes just a little or lot confused, look at how u lot are, ure quick to judge but yet not quick to stand up to parliament when there fuking up all the future of england...ive been driving wivout a license for 4 years, but pay for insurance, i know tht makes me uninsured, so wat gt away wiv it for this long, but to u dont do it kid its wrong,...lol.


Guest776
Guest776
earlier

YOU SHOULD BE THRASHED TO WITHIN AN INCH OF YOUR LIFE YOU ARE DRIVING A CAR EVEN THOUGH YOU ARE NOT ALLOWED TO, YOU ARE PUTTING INNOCENT PEOPLE AT RISK OF INJURY OR DEATH, EVEN IF YOU JUST CRASH ANY DAMAGE YOU CAUSE WILL COST THE OTHER PERSON TO REPAIR OR REPLACE NOT YOU YOU JUST WALK AWAY AND STEAL SOMEONE ELSE'S CAR, YOU ARE GIVING OTHER 16 YEAR OLD PEOPLE WHO FOLLOW THE RULES TO BE TARED WITH THE SAME BRUSH AS YOU, YOU MAKE ME SICK


Guest7804
Guest7804
earlier

Right this does not add up. You say it has an MOT, ergo you are in the UK - you are either mistaken and/or lying about at least 2 points.



1) You cannot have a licence. You cannot even APPLY for a provisional until you are 17.



2) You cannot apply for insurance (note spelling) without a FULL UK licence (that's full as in 'having passed your test')



3) I've no idea what you mean by 'MOT insured'. An MOT is NOT insurance.



So we have 4 offences here: -



1) Driving without a licence (6pts/£1,000 fine/possible disq.)



2) Driving without insurance (8pts/£5,000/dsq not possible)



3) Driving without tax (£1,000 fine)



4) No MOT (£1,000)



So that's 14 points on a licence you don't possess and fines totalling £8,000! Wow!! You're going to have to get a helluva summer/weekend job to pay that lot off!



And, when you do get your licence - you won't be able to learn to drive (at least no respecting school will allow you) until the points are spent (I think that's 5 years now). They'll go on your provisional - and you'll not be allowed to start until you're 22 at the earliest (that's providing you're not banned the second you get your provisional!)


Guest2941
Guest2941
earlier

Idiot, you are not insured. One of the declarations you make when applying for insurance is that you hold a licence. You don't, therefore the insurance is invalid.



Your car will almost certainly be seized as is it is uninsured and if you don't bail it out within 7 days it will be crushed.



You are likely to be charged with



Driving other than in accordance with a licence



Driving while uninsured



Fraudulently attempting to obtain insurance


Guest2396
Guest2396
earlier

What sort of insurance have you got? It certainly will NOT cover you for under-age driving without a license. It might cover it being stolen or set on fire but not you driving.


Guest1178
Guest1178
earlier

you will get three points.



you will be fined £60 on the spot.



Your call will be towed away. you could pick the car up the next day with a valid licence with the help of someone else, you have to pay £250 towing fee plus £15 a day.


Guest586
Guest586
earlier

you should be taken out the back of your house and shot.its idiots like you that make honest hard working people pay so much for our insurance what happens if you crash and kill some one in the other car or run a small child over i bet you dont even f*ing care you stupid dumb child what are your parents thinking or dont they care


Guest7166
Guest7166
earlier

Points and possibly a ban!



The insurance won't count if you do not have a valid license!


Guest1572
Guest1572
earlier

You will be very likely to be arrested and charged with driving without a licence. By the way, if you haven't passed your driving test, then you will not be insured, unless you're driving on a parent's insurance, so you may be charged with driving whilst uninsured, too.


Guest8709
Guest8709
earlier

You will get arrested and you will have to pay a fine to get your car towed and likely another fine for driving without a license.


Guest6772
Guest6772
earlier

police will throw the book at you and deservedly so,there is no way you can have insurance at that age unless you falsified your insurance proposal =NO INSURANCE Just wait until you are legal and then see how YOU feel when an uninsured driver runs into you.


Guest1734
Guest1734
earlier

The car will not be insured for you to drive as you have no license. If they stop you they may give you a fine and points on your licence. When i say points on your license they will go on your license when you get one as this happened to a friend.


Guest9294
Guest9294
earlier

if your in the uk then you cant be insured to drive your can because you dont have a licence



your insurance is valid provided you meet legal requirements



you will have a lot to rish if driving the car you can get points on your licence(they will store them on file to add to your provisional when you finally get one)



they could take the car impound it or crush it leaving you with a lot of money to pay to recover it and they wouldnt let you have the car unless you take some one with you who is insured to drive the car- you will have to proove they are covered



my advise is wait till your 17 and dont break the law


Guest1551
Guest1551
earlier

Your insurance is work F all mate if you don't have a licence. If you have a serious accident or injure someone you will be seriously F*ed. You shouldn't be driving without a licence.



It is because of people like you that our insurance premiums are so high.


Guest7650
Guest7650
earlier

the insurance will be void as you have no licence and you run the risk of killing some1 as you have not been taught how to drive i would think if i was you b4 you drive this car.


Guest2577
Guest2577
earlier

You will get ticketed (at least) for driving with no license.



Since you cannot drive it home, the car will be impounded.



good Luck....


Guest4506
Guest4506
earlier

in the uk you will be prosecuted for driving with no licence. also, you will need to be a named driver on the insurance and even if you are - the insurers would have based this on you having a licence, so any insurance will be void meaning you will also be done for no insurance. dont risk it, wait until you pass your driving test. you dont realise how easy it is for a child to run out into the road and be hit by a licenced driver, can you begin to imagine how you will feel if you are the person driving who hits over that child?


Guest3340
Guest3340
earlier

If you are driving without a licence, then your Insurance is invalid. Read your insurance policy and it will tell you that you must comply with the Road Traffic Acts which means you must hold a license, as well as Road tax and MOT. So you would be driving with no license and no insurance as far as the law is concerned.


Guest9247
Guest9247
earlier

Serious fine. You are not insured if you don't have a license.


Guest5158
Guest5158
earlier

how can you be insured if you have no license


Guest1343
Guest1343
earlier

How have you managed to insure the car if you are not old enough to drive. I think you will find your insurance is invalid.


Guest4269
Guest4269
earlier

If you haven't got a licence then the insurance will be invalid.


Guest2188
Guest2188
earlier

You'll have no need for insurance...your vehicle will be impounded and you may have a real problem getting a license after that.


Guest8357
Guest8357
earlier

I think you will find the car is not insured for you to drive it if you don't have a licence / are not old enough.



If you get stopped - car will be scrapped, you get fine + ban.



If you're involved in an accident involving injury, could chance of jail.


Guest4226
Guest4226
earlier

If you have no licence, then you have no insurance


Guest8189
Guest8189
earlier

u will get nicked.



ur car will be taken away too



u will hav to pay to get it out


Guest341
Guest341
earlier

How can you be insured if no licence!!!


Guest9321
Guest9321
earlier

You'll be arrested, you are disqualified by reason of age.



You'll also be charged with no insurance as regardless of what you might think, you're not insured.


Guest3985
Guest3985
earlier

You will be arrested, your car will be taken off you (as you aren't insured to drive it being 16 and you have no license!). You will get points on your future license (if you are ever allowed to get one), be banned from driving, get a big fine. You may spend some time at her majesties leisure (in Juvie) or you may get community service (if you are lucky!) In short don't do it, you will screw your life up for quite some time!


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