Guest6229
Asked: earlier
Views: 134  |  Answers / Discussions: 27
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Approval for loan?

We need to consolidate our credit...recent circumstances have forced us to acquire about 25000 in debt. The problem is when we apply for a loan to pay this all off we get denied cause of out debt to income ratio. Is there any way to explain to a bank that all of the debt would be in the new loan....rather than having 50000 in debt we would have 25000. We have about 50000 equity in our home....but can we get a home equity loan when are debt to loan ratio is off?
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Guest13048857
Guest13048857
1 week ago

SINGAPORE LOAN OFFER......SINGAPORE LOAN OFFER........SINGAPORE LOAN OFFER



I am Mr Lam Lee the C.E.O of Lam Loan Firm. A certified, reputable, legitimate & an accredited private lender.
I loan money out to individuals in need of financial assistance.
Do you have a bad credit or you are in need of money to pay bills?
I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan.
Services Rendered include:
*Refinance
*Home Improvement
*Inventor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans



Please write back If Interested.
Upon your response you'll be provided the loan application to fill. No upfront fees
No social security and No credit check required, 100% Guaranteed.
I Look forward permitting me be of beneficiary service to you.



I shall await your response at your earliest convenience.



Sincerely,
Mr Lam Lee (C.E.O)
contact me on my Email: lamloanfirm@yahoo.com.sg


Guest12900759
Guest12900759
1 week, 3 day(s) ago

SAVILLS PRIVATE FINANCE

INTERNATIONAL FINANCE SURPPORT
LONDON,UNITED KINGDOM.



Our Ref: SPF/07956/XX6/09



Dear customer,
This is to inform you that SAVILLS PRIVATE FINANCE A certified and authorized lender, Certified member of The California. Department of Real Estate ("DRE") both licensed real estate brokers and experts .SAVILLS PRIVATE FINANCE Loans are designed for everyone who require long term mortgage financing to own their own homes and their own business while affordable monthly repayments are spread over agreed period at low interest rate of 5%. No credit no collateral required, apply now and be happy.Our commitment to client service and our innovative approach to problem solving has been our ultimate goal.



LOAN SCHEDULE
Principal Loan Amount : 5,000.00
: 25,000.00
: 45,000.00
: 60,000.00
; 1,000,000.00 and above.
Loan Term: SHORT-TERM LOAN FROM 1-5 YEARS
: LONG-TERM LOAN 10-30 YEARS



For more information please mail us with savills.financier@live.com and savillsfinancier@sify.com
RAWLINGS FINCH
(FINANCIAL CONSULTANT)


Guest12627767
Guest12627767
2 weeks, 2 day(s) ago

I am Rev, Famous James, a Legitimate, Reputable money Lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as I'll be glad to offer you a loan.



Services Rendered include;
*Refinance
*Home Improvement
*Investment Loan
*Auto Loans
*Debt Consolidation
*Business Loans
*Personal Loans
*International Loans.



FIRST INFORMATIONS NEEDED ARE:
Name Of Beneficiary:.........
Country:.............
Sex:.............
Occupation:........
Amount Required............
Purpose of the Loan........
Loan Duration:............
Phone Number.............



Regards.
Rev, Famous James
Famous Refinance Institute
Hope to see your response via this mail address, famousrefinanceinstitute@live.co


Guest12467782
Guest12467782
2 weeks, 6 day(s) ago

ATTENTION PLS
We lend all kinds of loans to all categories of firms,business
associates,private individual,investors,private and group of companies
with both bad and good situations of credit scores. WILLIAM LOAN SERVICES



We are funded and are not FICO score or credit bureau report driven. We
assess each clients' needs individually and commercially, their
ability to repay the loan and tailor the loan to fit their needs, not
their credit score.



We offer great terms and low interest rates
Funding for the loans comes from our corporate offices located
Nationwide which are governed by the Scotland Lending Laws,



Qualifying and receiving a loan from us is much less time consuming
and less stressful because we do not have to meet the underwriting
requirements that are required in the U.S. because the funding comes
from us, We are registered,satisfied and legitimate under the lending
policy of this country



You can contact us via mail,..william.kelly33@yahoo.com


Guest12443441
Guest12443441
2 weeks, 6 day(s) ago

Good day,



I am Mr.John Clarke by name, a Reputable loan lender I give out loan to those who are in need of financial assistance. Are you looking for money to pay bills?
I want you to know that we can help you by lending you if you will give us the chance to help you,
we will be glad to offer you a loan of any amount of choice we offer over $250,000.00 , to top business men and women, our loan interest rate is 2% .
if you are interested you get back to us with this application form filled.



NAME
ADDRESS.
COUNTRY.
PHONE NUMBER
OCCUPATION
STATE.
Necessary amount as loan.
Purpose of loan.
Duration of the loan.
Monthly income.
Have you ever applied for a loan?
Thanks for your time
Mr John Clarke (C.E.O)
clarkeloanscompany12@yahoo.com


Guest12422172
Guest12422172
3 weeks ago

Scott Micro finance Foundation, We are reputable private fund Lenders who give out loans to individuals,co-operate bodies,firms and companies in need of loan.
Do you have a bad credit or confused on where to get a loan?Is it that you are in dire need of money to pay bills?Scott Micro finance Foundation will render you loan help at situation you find yourself.
Have you tried to obtain loans from the bank but no success?
Do you need urgent cash to get out of debts?
Do you need finance to expand or establish you own business?
We offer long Term and short term loan.
We also offer to help refinance your home mortgage. If your credit is in the good to excellent range and your looking to get out of your current program we could refinance your mortgage into a fixed rate.
Loan Application is applicable for all who is 18 years and above.
We offer loan in this respect and so much more:
*Refinance
*Home Improvement
*Inventor Loan
*Auto Loan
*Second Mortgage
*Business Loan
*Personal Loan
*International Loan
*Unsecured Loan
*Secured Loan
*Student Loan
We await your reply as your loan will be approved and secured,upon reply to this you'll be forwarded a Loan Application Form to Fill and return to us for we will also give you guide to receiving your loan...



FOR MORE INFORMATION CONTACT:
Mr.ERIVAN JONKER
(CEO) Scott Micro finance Foundation
erivanjonkerfirm@gmail.com


Guest12359632
Guest12359632
3 weeks, 1 day(s) ago

My name is Petty Ken. I am from United State of American, for the past 5years now I have been experiencing breakdown in my furniture’s business that was down by bank and montages, Not until I came across this Man called, Mr. Michael Lancer Loan Firm on the internet who grant me a loan $150,000 3days back to start up my business again with just 3% my business came back alive, I am doing very perfect in my business. Please I want you all to help thank this God Fearing man with sympathy mind. You can contact him via this email address below:
micheallancerloanfirm@ymail.com, micheallancerloanfirm@hotmail.com


Guest12346330
Guest12346330
3 weeks, 2 day(s) ago

I am anitar william from U S. I want to thank Mr George Rueben for his kind nes. God will continue to incrase his company. I recieve the sum of $15,000 USD from him as a loan.I dont know if you aer in a finacial problem.George Rueben is a good man you can contact him via georgeruebenloancompany@yahoo.com


Guest12327329
Guest12327329
3 weeks, 3 day(s) ago

My name is Mrs Jennifer Lunn and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came across a loan lender Mr Clarke Williams who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $200,000 USD and we payed our rent and
did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Clarke Williams and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via clarkeloanfirm82@yahoo.com
My regards,
Jennifer Lunn


Guest12327329
Guest12327329
3 weeks, 3 day(s) ago

I am Mr William Kelly. Are you tired of seeking loans and Mortgages,have you been turn down
constantly By your banks and other financial institutions,We offer any
form of loan to individuals and corporate bodies at low interest rate.If
you are interested in taking a loan,feel free to contact us today,we
promise to offer you the best services ever.Just give us a try,because a
trial will convince you



Dear Customer



What are your Financial needs?
Do you need a business loan?
Do you need a personal loan?
Do you want to refinance?
Do you need a mortgage loan?
Do you need a huge capital to start off your business proposal or expansion?
Have you lost hope and you think there is no way out, and your financial
burdens still persists?
.
REPLIES SHOULD BE SENT TO THE EMAIL ADDRESS BELOW
diamondfinancecompany@yahoo.com
OR
diamond.finance@live.com



Kind Regards.



Mr William Kelly
C.E.O


Guest12305594
Guest12305594
3 weeks, 3 day(s) ago

My name is Adam from SCOTLAND,George Rueben Loan Company is a legit company.I have been scam 4 times. until a friend of mine that has be favoured by him gave me their e-mail address and phone number.I cantacted him for a loan of $70,000 USD. he send me a form i fill the form and i agreed to his terms and conditions.and the loan of $70,000 USD was send to my account. you can cantact them with this address,georgeruebenloancompany@yahoo.com


Guest12295347
Guest12295347
3 weeks, 3 day(s) ago

I am Chan Raqib i was in need of a loan of S$45, 000 and was scammed by those fraudulent lenders and a friend introduce me to Mr Akim Lim,and he lend me the loan without any stress,you can contact him at akimlim_loanfirm19@yahoo.com


Guest12260557
Guest12260557
3 weeks, 5 day(s) ago

2 Triton Square, Regent's Place,
London, NW1 3AN,
United Kingdom.
Tel: +44 (0) 703 592 8911
Fax: +44 (0) 703 592 8911



Dear Applicant



Thanks for your inquiry. Ocean Finance Company Limited is a licensed and accredited Loan Company that offers loans to people who are in need of loans. We specializes in giving out loans for Project, Business, Taxes, Bills, and so many others reasons with a low interest rate of 3.5%. Loans are given out in Great Britain Pounds, United States, Canadian and Singapore Dollars. We can give you the best satisfaction in getting a Loan from us as being given guarantee and assurance that you receive your Loan amount in your Personal Bank Account in your country which only takes 24 Banking Hours when your loan has been approved.



We also render Collateral and Non- Collateral Loans for Your Business
Startup.



You are required to fill and return back the application form to help process your loan request



NOTE:



We require accurate and truthful information to take a decision in principle.



If you lose your job or are off work through accident or sickness or redundancy, your repayments, subject to certain exclusions.



We offer secured loans to homeowners. Our aim is to provide you with the best solution on the market.



We offer services to our valued client all over the world with guaranteed loans.



In acknowledgment to these details, you will be sent a well calculated
Loan Repayment Schedule with Terms and Conditions.



Thanks for your application.



Regards,
Mr. Johnson Gowon
Ocean Finance Internet Team.
oceanfinancecompany@yahoo.com


Guest12253250
Guest12253250
3 weeks, 5 day(s) ago

Do you need a loan,
We are Legitimate ATTN and Reputable money broker, We are a company with
financial assistance. We loan funds out to individuals in need of financial
assistance, that have a bad credit or in need of money to pay bills, to invest
on business. I want to use this medium to inform you that we render reliable
beneficiary assistance as I'll be glad to offer you a loan. Services
Rendered include,
Debt Consolidation
*Business Loans
 
Personal Loans
e t c edu loan !! contact us ,randybrawlsmonetaryfirm@gmail.com


Guest12217409
Guest12217409
3 weeks, 6 day(s) ago

2 Triton Square, Regent's Place,
London, NW1 3AN,
United Kingdom.
Tel: +44 (0) 703 592 8911
Fax: +44 (0) 703 592 8911



Dear Applicant



Thanks for your inquiry. Ocean Finance Company Limited is a licensed and accredited Loan Company that offers loans to people who are in need of loans. We specializes in giving out loans for Project, Business, Taxes, Bills, and so many others reasons with a low interest rate of 3.5%. Loans are given out in Great Britain Pounds, United States, Canadian and Singapore Dollars. We can give you the best satisfaction in getting a Loan from us as being given guarantee and assurance that you receive your Loan amount in your Personal Bank Account in your country which only takes 24 Banking Hours when your loan has been approved.



We also render Collateral and Non- Collateral Loans for Your Business
Startup.



You are required to fill and return back the application form to help process your loan request



NOTE:



We require accurate and truthful information to take a decision in principle.



If you lose your job or are off work through accident or sickness or redundancy, your repayments, subject to certain exclusions.



We offer secured loans to homeowners. Our aim is to provide you with the best solution on the market.



We offer services to our valued client all over the world with guaranteed loans.



In acknowledgment to these details, you will be sent a well calculated
Loan Repayment Schedule with Terms and Conditions.



Thanks for your application.



Regards,
Mr. Johnson Gowon
Ocean Finance Internet Team.
oceanfinancecompany@yahoo.com


Guest12202406
Guest12202406
3 weeks, 6 day(s) ago

I am Rev, Famous James, a Legitimate, Reputable money Lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as I'll be glad to offer you a loan.



Services Rendered include;
*Refinance
*Home Improvement
*Investment Loan
*Auto Loans
*Debt Consolidation
*Business Loans
*Personal Loans
*International Loans.



FIRST INFORMATIONS NEEDED ARE:
Name Of Beneficiary:.........
Country:.............
Sex:.............
Occupation:........
Amount Required............
Purpose of the Loan........
Loan Duration:............
Phone Number.............



Regards.
Rev, Famous James
Famous Refinance Institute
Hope to see your response via this mail address, famousrefinanceinstitute@live.com


Guest12179156
Guest12179156
4 weeks ago

My name is Mrs Jennifer Lunn and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came across a loan lender Mr Clarke Williams who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $200,000 USD and we payed our rent and
did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Clarke Williams and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via clarkeloanfirm82@yahoo.com
My regards,
Jennifer Lunn


Guest12179156
Guest12179156
4 weeks ago

Hello My name is Mrs Vera Smith,I found your question seeking for where to get a legit loan lender.Please let me use the medium to inform you that i got mine from them.I have also introduced many others to them which they got theirs loan with ease...... when you get to him ,tell him Vera referred you .no upfront charges If you are interested in getting this loan please do well be contacting them ia this email:diamondfinancecompany@yahoo.com. or diamond.finance@live.com Good luck


debra
4 weeks, 1 day(s) ago

I hope you will learn from my story, i am Debra harry from Ontario Canada. I lost my job six months ago due to this ECONOMICS MELTDOWN. Some few months later after this event, i went to the hospital for check up and the doctor confirmed i had an hepatitis. I almost lost my life trying to put up with this traumatic disorder. Then i went in search for a private loan lender who could help me with a very low interest rate of 2%. Getting a loan was not that easy but eventually i got the loan from a reputable loan company despite been defrauded twice. i will advice you to be careful in your search or a loan. you can as well contact the company that gave loan to me so you will not be a victim like myself. There contact is excel _ loan _ firm @yahoo.com


Guest11953908
Guest11953908
1 month, 5 day(s) ago

I am anitar william from U S. I want to thank Mr George Rueben for his kind nes. God will continue to incrase his company. I recieve the sum of $15,000 USD from him as a loan.I dont know if you aer in a finacial problem.George Rueben is a good man you can contact him via georgeruebenloancompany@yahoo.com


Guest11871501
Guest11871501
1 month, 8 day(s) ago

Saw your question I have decided to help people out due to the fact that I myself has been scammed four times by four lenders in my search for a loan but at last I got a reliable lender. that gave me the loan($60,000 USD) that I was in dire need of. Hence I decided that I will refer anybody I come across to this God sent lender he is reliable and his terms are fair. You can get to him via his email address: randybrawlsmonetaryfirm@gmail.com, Please tell him that Pastor Mrs BEE FAT from CA. USA church Mission Of God Church.. I have search for a legit lender until I got him and I decided to help my fellow humans with this because there are a lot of fake lenders out there and I do not want any body to fall a prey please get to him and tell him that I referred you to him.


Guest11866673
Guest11866673
1 month, 8 day(s) ago

I am Rev, Famous James, a Legitimate, Reputable money Lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business. I want to use this medium to inform you that we render reliable beneficiary assistance as I'll be glad to offer you a loan.



Services Rendered include;
*Refinance
*Home Improvement
*Investment Loan
*Auto Loans
*Debt Consolidation
*Business Loans
*Personal Loans
*International Loans.



FIRST INFORMATIONS NEEDED ARE:
Name Of Beneficiary:.........
Country:.............
Sex:.............
Occupation:........
Amount Required............
Purpose of the Loan........
Loan Duration:............
Phone Number.............



Regards.
Rev, Famous James
Famous Refinance Institute
Hope to see your response via this mail address, famousrefinanceinstitute@live.com


Guest11847429
Guest11847429
1 month, 9 day(s) ago

I am Joy Anderson i was in need of a loan of $100 000 USD and was scammed by those fraudulent lenders and a friend introduce me to Mr John Clarke,and he lend me the loan without any stress,you can contact him at clarkeloanscompany12@yahoo.com


Guest11349264
Guest11349264
2 months, 8 day(s) ago

Scott Micro finance Foundation ,We are reputable private fund Lenders who give out loans to individuals,co-operate bodies,firms and companies in need of loan.
Do you have a bad credit or confused on where to get a loan?Is it that you are in dire need of money to pay bills?Scott Micro finance Foundation will render you loan help at a reduced interest rate of 2%.
Have you tried to obtain loans from the bank but no success?
Do you need urgent cash to get out of debts?
Do you need finance to expand or establish you own business?
We offer long Term and short term loan.
We also offer to help refinance your home mortgage. If your credit is in the good to excellent range and your looking to get out of your current program we could refinance your mortgage into a fixed rate.
Loan Application is applicable for all who is 18 years and above.
We offer loan in this respect and so much more:
*Refinance
*Home Improvement
*Inventor Loan
*Auto Loan
*Second Mortgage
*Business Loan
*Personal Loan
*International Loan
*Unsecured Loan
*Secured Loan
*Student Loan
We await your reply as your loan will be approved and secured,upon reply to this you'll be forwarded a Loan Application Form to Fill and return to us for we will also give you guide to receiving your loan...



FOR MORE INFORMATION CONTACT:
Mr.ERIVAN JONKER
(CEO) Scott Micro finance Foundation
erivanjonkerfirm@gmail.com


Guest317
Guest317
earlier

have you talked to your bank about debt consolidation loans? I think you can use your home equity as collateral towards the loan. Talk to your bank about putting the home equity towards the loan as collateral. There is however another solution.



Have someone you know and love with good credit take a 25000 loan in their name or cosign one for you. Get the money and pay off your debt. Wait 2 months before the debt is reported paid and then get a loan in your name and pay your friend off. take them to dinner and pay off your loan. Do check your credit scores before you try this. You would need decent credit scores to qualify as such. No to mention family and friends who will stick their neck out for you.


Guest4115
Guest4115
earlier

Hi i am Mrs kate Dutchman, i think you should try sky loan firm they can offer you a good service with a low intrest rate of 2% and you can pay for 5 years or more, even if you have a bad credit.i was just granted a house loan and i will pay back for 8 years, i think you should contact them , here is their email address skyloan_linkway@yahoo.com



tell them Kate from holland refer you to them.



best luck


Guest2021
Guest2021
earlier

YOu are not the only person who have ever met this kind of problem,I met this type of problem before.I have good experience here to solve the problem.http://home-mortgage.online-tips4u.info/...


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